Fintech & Corporate Finance · Mid · 2 to 5 years typical
Software Engineer (Fintech) Salary
Annual base compensation, national and by market, from 258 named sources. Every figure below says where it came from.
| Market | Multiplier | P25 | P50 | P75 | P90 |
|---|---|---|---|---|---|
| New York City, NY | 1.40× | $145,000 | $180,000 | $225,000 | $275,000 |
| San Francisco, CA | 1.30× | $135,000 | $170,000 | $210,000 | $255,000 |
| Boston, MA | 1.25× | $130,000 | $165,000 | $200,000 | $245,000 |
| Palm Beach, FL | 1.25× | $130,000 | $165,000 | $200,000 | $245,000 |
| Miami, FL | 1.23× | $130,000 | $160,000 | $195,000 | $240,000 |
| Los Angeles, CA | 1.20× | $125,000 | $155,000 | $190,000 | $235,000 |
| Washington, DC | 1.20× | $125,000 | $155,000 | $190,000 | $235,000 |
| Seattle, WA | 1.15× | $120,000 | $150,000 | $185,000 | $225,000 |
| Chicago, IL | 1.05× | $110,000 | $135,000 | $170,000 | $205,000 |
| Dallas, TX | 1.00× | $105,000 | $130,000 | $160,000 | $195,000 |
Time to fill 8 weeks for comparable searches, estimated from rouka's benchmark set.
Fintech software engineering pay varies more than 50k across quartiles, reflecting different company stages, geographies, and equity mixes; top Bay Area roles remain highly competitive with broader tech.
What does a Software Engineer (Fintech) do?
The Software Engineer (Fintech) operates within fintech companies, financial services firms, and corporate finance functions, building financial products, managing compliance, or driving operational growth. Professionals in this role typically bring 2 to 5 years of relevant experience. Classified at the Mid level, this position draws from a competitive candidate pool, though specialized qualifications and sector-specific experience remain key differentiators in hiring.
What drives Software Engineer (Fintech) compensation?
The median (P50) compensation for a Software Engineer (Fintech) is $130,000, with the 25th to 75th percentile range spanning $105,000 to $160,000. The 42% spread between P25 and P75 reflects significant pay variation driven by company stage and funding (startup vs. growth vs. public), regulatory complexity, geographic market, technical specialization (payments, lending, crypto, regtech), and equity compensation structure. Demand for this role is trending upward with 6% year-over-year growth, which is putting upward pressure on compensation at all levels.
Software Engineer (Fintech) career path
Professionals who move into Software Engineer (Fintech) roles most commonly come from traditional banking, management consulting, software engineering, regulatory bodies, or corporate finance at public companies. From this position, the typical trajectory leads toward C-suite positions at fintech firms, VP-level roles at larger financial institutions, or founding their own financial technology venture. The average tenure in this role is approximately 2.8 years, with an annual turnover rate of 27%.
Hiring a Software Engineer (Fintech)?
A search playbook for this seat: compensation positioning against the band above, the sourcing map, and the interview framework.