Fintech & Corporate Finance · Mid

Software Engineer (Fintech) Salary

Compensation benchmarks from 255 verified sources including industry surveys, published reports, and market intelligence.

National Compensation Range

P25

$105,000

25th percentile

P50

$130,000

Median

P75

$160,000

75th percentile

CANDIDATE MARKET

Competitive

Scarcity: 5/10

EST. CANDIDATE POOL

140-280

Active candidates nationally

DEMAND TREND

Stable

6% year-over-year

RETENTION

2.8 yr avg tenure

27% annual turnover

Software Engineer (Fintech) Salary by City

New York City, NY$180,000
San Francisco, CA$170,000
Palm Beach, FL$170,000
Boston, MA$165,000
Los Angeles, CA$155,000

Median (P50) adjusted for metro cost of labor.

Market Trends

Fintech software engineering pay varies more than 50k across quartiles, reflecting different company stages, geographies, and equity mixes; top Bay Area roles remain highly competitive with broader tech.

Also Known As

Software Engineer – Fintech, Backend Engineer – Fintech, Full-Stack Engineer – Fintech, Payments Software Engineer, Banking Platform Engineer

What Does a Software Engineer (Fintech) Do?

The Software Engineer (Fintech) operates within fintech companies, financial services firms, and corporate finance functions, building financial products, managing compliance, or driving operational growth. Professionals in this role typically bring 2 to 5 years of relevant experience. Classified at the Mid level, this position draws from a competitive candidate pool, though specialized qualifications and sector-specific experience remain key differentiators in hiring.

What Drives Software Engineer (Fintech) Compensation?

The median (P50) compensation for a Software Engineer (Fintech) is $130,000, with the 25th to 75th percentile range spanning $105,000 to $160,000. The 42% spread between P25 and P75 reflects significant pay variation driven by company stage and funding (startup vs. growth vs. public), regulatory complexity, geographic market, technical specialization (payments, lending, crypto, regtech), and equity compensation structure. Demand for this role is trending upward with 0.06% year-over-year growth, which is putting upward pressure on compensation at all levels.

Software Engineer (Fintech) Career Path

Professionals who move into Software Engineer (Fintech) roles most commonly come from traditional banking, management consulting, software engineering, regulatory bodies, or corporate finance at public companies. From this position, the typical trajectory leads toward C-suite positions at fintech firms, VP-level roles at larger financial institutions, or founding their own financial technology venture. The average tenure in this role is approximately 2.8 years, with an annual turnover rate of 27%.

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