Fintech & Corporate Finance · Director

Credit Risk Director (Fintech) Salary

Compensation benchmarks from 255 verified sources including industry surveys, published reports, and market intelligence.

National Compensation Range

P25

$190,000

25th percentile

P50

$220,000

Median

P75

$255,000

75th percentile

CANDIDATE MARKET

Very Tight

Scarcity: 8/10

EST. CANDIDATE POOL

22-50

Active candidates nationally

DEMAND TREND

Stable

8% year-over-year

RETENTION

3.3 yr avg tenure

21% annual turnover

Credit Risk Director (Fintech) Salary by City

New York City, NY$310,000
San Francisco, CA$285,000
Palm Beach, FL$285,000
Boston, MA$275,000
Los Angeles, CA$265,000

Median (P50) adjusted for metro cost of labor.

Market Trends

Credit risk director roles have become more critical as funding costs rise and investors focus on sustainable unit economics. Directors who combine data science fluency with traditional risk modeling are in particularly high demand.

Also Known As

Director of Credit Risk, Credit Risk Director (Fintech), Head of Credit Risk, Director, Consumer/SMB Credit Risk, Portfolio Risk Director

What Does a Credit Risk Director (Fintech) Do?

The Credit Risk Director (Fintech) operates within fintech companies, financial services firms, and corporate finance functions, building financial products, managing compliance, or driving operational growth. Professionals in this role typically bring 9 to 14 years of relevant experience. Classified at the Director level, this position draws from a very tight candidate market with an estimated pool of 22-50 qualified professionals, making targeted sourcing and competitive compensation critical for successful placements.

What Drives Credit Risk Director (Fintech) Compensation?

The median (P50) compensation for a Credit Risk Director (Fintech) is $220,000, with the 25th to 75th percentile range spanning $190,000 to $255,000. Pay variation across this range is primarily driven by company stage and funding (startup vs. growth vs. public), regulatory complexity, geographic market, technical specialization (payments, lending, crypto, regtech), and equity compensation structure. Demand for this role is trending upward with 0.08% year-over-year growth, which is putting upward pressure on compensation at all levels.

Credit Risk Director (Fintech) Career Path

Professionals who move into Credit Risk Director (Fintech) roles most commonly come from traditional banking, management consulting, software engineering, regulatory bodies, or corporate finance at public companies. From this position, the typical trajectory leads toward C-suite positions at fintech firms, VP-level roles at larger financial institutions, or founding their own financial technology venture. The average tenure in this role is approximately 3.3 years, with an annual turnover rate of 21%.

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