Settlement Analyst (Fintech) Salary

National Compensation Range

Settlement Analyst (Fintech) Salary by City

Median (P50) adjusted for metro cost of labor.

Market Trends

Settlement analyst compensation clusters around the low- to mid-80k range in the US, reflecting higher responsibility for resolving breaks and supporting trading and payment flows while remaining an early-career role. Automation is increasing but experienced analysts remain needed for complex exception handling.

Also Known As

Settlement Analyst, Settlements Analyst (Fintech), Payments Settlement Analyst, Trading & Payments Settlement Analyst, Reconciliation & Settlement Analyst

What Does a Settlement Analyst (Fintech) Do?

The Settlement Analyst (Fintech) operates within fintech companies, financial services firms, and corporate finance functions, building financial products, managing compliance, or driving operational growth. Professionals in this role typically bring 2 to 4 years of relevant experience. Classified at the Mid level, this position draws from a competitive candidate pool, though specialized qualifications and sector-specific experience remain key differentiators in hiring.

What Drives Settlement Analyst (Fintech) Compensation?

The median (P50) compensation for a Settlement Analyst (Fintech) is $100,000, with the 25th to 75th percentile range spanning $85,000 to $115,000. Pay variation across this range is primarily driven by company stage and funding (startup vs. growth vs. public), regulatory complexity, geographic market, technical specialization (payments, lending, crypto, regtech), and equity compensation structure. Demand for this role is trending upward with 0.06% year-over-year growth, which is putting upward pressure on compensation at all levels.

Settlement Analyst (Fintech) Career Path

Professionals who move into Settlement Analyst (Fintech) roles most commonly come from traditional banking, management consulting, software engineering, regulatory bodies, or corporate finance at public companies. From this position, the typical trajectory leads toward C-suite positions at fintech firms, VP-level roles at larger financial institutions, or founding their own financial technology venture. The average tenure in this role is approximately 2.7 years, with an annual turnover rate of 29%.

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