Fintech & Corporate Finance · Director · 8 to 13 years typical
Principal Data Scientist (Fintech) Salary
Annual base compensation, national and by market, from 257 named sources. Every figure below says where it came from.
| Market | Multiplier | P25 | P50 | P75 | P90 |
|---|---|---|---|---|---|
| New York City, NY | 1.40× | $245,000 | $295,000 | $350,000 | $405,000 |
| San Francisco, CA | 1.30× | $230,000 | $275,000 | $325,000 | $375,000 |
| Boston, MA | 1.25× | $220,000 | $265,000 | $315,000 | $365,000 |
| Palm Beach, FL | 1.25× | $220,000 | $265,000 | $315,000 | $365,000 |
| Miami, FL | 1.23× | $215,000 | $255,000 | $305,000 | $355,000 |
| Los Angeles, CA | 1.20× | $210,000 | $250,000 | $300,000 | $350,000 |
| Washington, DC | 1.20× | $210,000 | $250,000 | $300,000 | $350,000 |
| Seattle, WA | 1.15× | $200,000 | $240,000 | $290,000 | $335,000 |
| Chicago, IL | 1.05× | $185,000 | $220,000 | $265,000 | $305,000 |
| Dallas, TX | 1.00× | $175,000 | $210,000 | $250,000 | $290,000 |
Time to fill 32 weeks for comparable searches, estimated from rouka's benchmark set.
Data science salary reports for 2025 show senior data scientists and ML engineers frequently in the 175k-230k+ band in the US, with fintech and AI roles at the upper end.
What does a Principal Data Scientist (Fintech) do?
The Principal Data Scientist (Fintech) operates within fintech companies, financial services firms, and corporate finance functions, building financial products, managing compliance, or driving operational growth. Professionals in this role typically bring 8 to 13 years of relevant experience. Classified at the Director level, this position draws from a very tight candidate market with an estimated pool of 25-60 qualified professionals, making targeted sourcing and competitive compensation critical for successful placements.
What drives Principal Data Scientist (Fintech) compensation?
The median (P50) compensation for a Principal Data Scientist (Fintech) is $210,000, with the 25th to 75th percentile range spanning $175,000 to $250,000. Pay variation across this range is primarily driven by company stage and funding (startup vs. growth vs. public), regulatory complexity, geographic market, technical specialization (payments, lending, crypto, regtech), and equity compensation structure. Demand for this role is trending upward with 9% year-over-year growth, which is putting upward pressure on compensation at all levels.
Principal Data Scientist (Fintech) career path
Professionals who move into Principal Data Scientist (Fintech) roles most commonly come from traditional banking, management consulting, software engineering, regulatory bodies, or corporate finance at public companies. From this position, the typical trajectory leads toward C-suite positions at fintech firms, VP-level roles at larger financial institutions, or founding their own financial technology venture. The average tenure in this role is approximately 3.4 years, with an annual turnover rate of 21%.
Hiring a Principal Data Scientist (Fintech)?
A search playbook for this seat: compensation positioning against the band above, the sourcing map, and the interview framework.